Alabama Real Estate Practice Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

What is a mortgage lien categorized as?

Involuntary and general

Voluntary and specific

A mortgage lien is a type of lien placed on a property by a lender in exchange for a loan. A lien is a legal claim on a property, and in the case of a mortgage lien, it is voluntary because the borrower willingly grants the lien in order to secure the loan. It is also specific because it is tied to a specific property rather than being a general lien that applies to all of the borrower's assets. Option A is incorrect because although a mortgage lien is involuntary in the sense that the lender can impose it without the borrower's consent, it is not considered a general lien. Option C is incorrect because a mortgage lien is not a voluntary lien as it is imposed by the lender, and it is not considered a general lien. Option D is incorrect because, while a mortgage lien is voluntary, it is not a general lien, making this option also incorrect.

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Involuntary and specific

Voluntary and general

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